Explore your payment, down payment, and rental coverage. A clearer picture starts with a few simple numbers.
What does your DSCR mean?
DSCR stands for debt service coverage ratio. It compares your monthly rental income with your estimated total monthly property payment.
Monthly rent ÷ total monthly payment = DSCR
First, add the loan payment + property taxes + homeowners insurance + HOA dues + flood insurance. Then divide monthly rent by that total.
Principal and interest
Interest only
1.00× means rent equals the estimated total payment. Above 1.00× means rent exceeds it; below 1.00× means rent falls short.
Examples update with your entries. Displayed figures are rounded; ratios use unrounded amounts. This rental-property estimate is not a full cash-flow analysis. Lender calculations and qualifying requirements may vary.
Print this estimate or choose “Save as PDF” in the print window.
