@import url('https://fonts.googleapis.com/css2?family=Castoro:ital@0;1&family=Castoro+Titling&family=Inter:wght@600;700&display=swap');500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--green:#185741;--dark:#183d30;--muted:#6b7972;--line:#dfe7e1;--soft:#f3f7f2}*{box-sizing:border-box}body{margin:0;background:#fff;color:var(--dark);font-family:'DM Sans',sans-serif;font-size:15px}header{max-width:1280px;margin:auto;padding:30px 48px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center}.brand{text-decoration:none;color:var(--green);font-family:Georgia,serif;font-size:30px;letter-spacing:5px}.brand span{display:block;font-family:'DM Sans',sans-serif;font-size:8px;letter-spacing:3px;margin-top:5px;text-align:center}.header-note{font-size:13px;color:var(--muted)}main{max-width:1216px;margin:auto;padding:48px 48px 24px}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:800}.intro h1{font:500 52px/1.12 'Manrope',sans-serif;letter-spacing:-2.5px;margin:18px 0}.intro h1 em{font-family:Georgia,serif;font-weight:400;letter-spacing:-1.5px;color:var(--green)}.intro p{color:var(--muted);line-height:1.7;margin-bottom:36px}.workspace{display:grid;grid-template-columns:1.04fr 1fr;gap:40px;align-items:start}form{border:1px solid var(--line);border-radius:18px;overflow:hidden}section{padding:26px 28px;border-bottom:1px solid var(--line)}.section-title{display:flex;align-items:center;gap:10px;margin-bottom:22px}h2{font-size:17px;font-weight:700;margin:0;letter-spacing:-.3px}.step{font-size:10px;border:1px solid #ccd9d0;border-radius:50%;width:26px;height:26px;display:grid;place-items:center;color:var(--green)}.tag{background:#edf2ed;color:var(--green);padding:5px 8px;border-radius:5px;font-size:10px;font-weight:600;white-space:nowrap}.section-title .tag{margin-left:auto}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.wide{grid-column:1/-1}label{display:block;font-size:12px;font-weight:600;color:#41584b}.input-wrap{display:flex;align-items:center;border:1px solid #d4dfd6;border-radius:8px;margin-top:8px;padding:0 14px;background:#fff}.input-wrap:focus-within{outline:2px solid #74a28c;outline-offset:2px}.input-wrap span{font-size:16px;color:var(--muted)}input,select{font:700 22px 'Manrope',sans-serif;color:var(--dark);width:100%;min-width:0;border:0;background:transparent;padding:12px 7px;outline:none}select{margin-top:8px;border:1px solid #d4dfd6;border-radius:8px;height:57px;font-size:20px;padding:10px}input::-webkit-inner-spin-button{appearance:none}input{appearance:textfield}input:invalid{color:#9c4a25}select:focus-visible,button:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid #74a28c;outline-offset:3px}.presets{display:flex;gap:7px;align-items:center;margin:13px 0 22px}.presets span{font-size:10px;color:var(--muted);margin-right:auto}button{cursor:pointer;font-family:inherit}.presets button{border:1px solid var(--line);border-radius:5px;background:white;padding:7px 11px;color:var(--green);font-size:11px}.presets button[aria-pressed=true]{background:var(--green);border-color:var(--green);color:white}.loan-summary{display:grid;grid-template-columns:1fr 1fr;gap:12px;background:var(--soft);padding:18px;border-radius:8px}.loan-summary span{font-size:11px;color:var(--muted);display:block}.loan-summary strong{font:800 23px 'Manrope',sans-serif;display:block;margin-top:5px}.hint,.section-copy{font-size:11px;color:var(--muted);line-height:1.6}.section-copy{margin:-10px 0 20px}.hint{margin-bottom:0}.form-footer{padding:18px 28px;display:flex;justify-content:space-between;font-size:10px;color:var(--muted)}.form-footer button{border:0;background:none;color:var(--green);font-size:11px}.results{background:var(--soft);border:1px solid #dae4d8;border-radius:18px;padding:28px 30px}.result-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:30px}.result-header .eyebrow{font-size:9px}.live-dot{font-size:10px;color:#58715e}.live-dot:before{content:'';display:inline-block;width:6px;height:6px;border-radius:50%;background:#62916b;margin-right:6px}.ratio-label{font-size:13px;display:flex;align-items:center;gap:8px}.ratio{font:800 76px/1.2 'Manrope',sans-serif;letter-spacing:-4px;margin:6px 0;color:var(--green)}.coverage{display:inline-block;background:#e0ebdc;padding:7px 10px;border-radius:5px;font-size:11px;font-weight:600}.coverage.shortfall{background:#f1e3d6;color:#894719}.ratio-explainer{font-size:11px;color:var(--muted);line-height:1.6;margin-bottom:22px}.divider{border-top:1px solid #d7e1d5;margin:24px 0}.total-label{font-size:14px;font-weight:600}.total{font:800 43px 'Manrope',sans-serif;letter-spacing:-2px;margin-top:6px}.inclusive{font-size:10px;color:var(--muted);margin:7px 0 24px}.breakdown>div{display:flex;justify-content:space-between;gap:12px;font-size:12px;padding:9px 0;color:#54675a}.breakdown strong{font-variant-numeric:tabular-nums;color:var(--dark);white-space:nowrap}.io{background:white;border:1px solid #dce5d9;border-radius:10px;margin-top:20px;padding:19px}.io>.eyebrow{font-size:9px;margin-bottom:14px}.io>div:not(.eyebrow){display:flex;justify-content:space-between;gap:12px;font-size:12px;padding:8px 0}.io strong{font-size:17px;white-space:nowrap}.sub{display:block;font-size:9px;color:var(--muted);margin-top:3px}.io p{font-size:10px;color:var(--muted);line-height:1.6;margin-bottom:0}.understanding{display:flex;gap:12px;padding:22px 10px}.info-icon{border:1px solid #a9b7a9;border-radius:50%;width:19px;height:19px;flex-shrink:0;text-align:center;font-size:12px}.understanding strong{font-size:12px}.understanding p{font-size:11px;line-height:1.7;color:var(--muted);margin:6px 0}footer{margin-top:40px;padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-size:10px;line-height:1.8}.footer-brand{font:15px Georgia,serif;letter-spacing:3px;color:var(--green)}details{margin-top:12px}summary{cursor:pointer;color:var(--green)}a{color:var(--green)}#error{background:#fff0e5;padding:18px;line-height:1.6;border-radius:8px;color:#80401e}@media(min-width:1000px){aside{position:sticky;top:24px}}@media(max-width:850px){header{padding:24px}.header-note{display:none}main{padding:32px 24px}.workspace{grid-template-columns:1fr;gap:24px}.intro h1{font-size:44px}.intro p{font-size:14px}.results{padding:26px}.intro{max-width:540px}}@media(max-width:420px){main{padding:28px 16px}section{padding:22px 18px}.section-title{gap:7px}h2{font-size:15px}.section-title .tag{font-size:9px}input{font-size:20px}.loan-summary strong{font-size:20px}.presets span{font-size:9px}.total{font-size:39px}.intro h1{font-size:39px}.fields{gap:14px}.form-footer{padding:16px 18px}.result-header{gap:10px}.brand{font-size:26px}}

/* Monarch investment headline */
.intro h1{font-weight:600;color:#18231f}.headline-statement{display:inline-block;font-family:"Manrope",sans-serif;font-size:clamp(24px,3.5vw,44px);font-weight:800;line-height:1.2;letter-spacing:-1.3px;color:#111916;margin-top:10px}.intro .eyebrow{color:#185741}@media(max-width:420px){.intro h1{font-size:35px;letter-spacing:-1.6px}.headline-statement{font-size:25px;letter-spacing:-.8px}}

.brand{display:block;line-height:0}.brand img{display:block;width:290px;max-width:100%;height:auto}@media(max-width:420px){.brand img{width:250px}}
/* Compact layout and equal payment comparisons */
header{padding:18px 32px;justify-content:center;max-width:1240px}.brand{width:100%;max-width:760px}.brand img{width:100%;height:auto;max-height:145px;object-fit:contain}main{max-width:1280px;padding:24px 32px}.intro h1{font-size:36px;letter-spacing:-1.5px;margin:10px 0}.headline-statement{font-size:24px;font-weight:600;letter-spacing:-.6px;margin-top:4px}.intro p{font-size:13px;line-height:1.5;margin:12px 0 16px}.intro .eyebrow{font-size:9px}.desktop{display:none}.page-actions{display:flex;align-items:center;gap:12px;margin-bottom:20px}.page-actions button{background:var(--green);color:#fff;border:0;border-radius:7px;padding:12px 18px;font-weight:700;font-size:13px}.page-actions button:disabled{opacity:.5;cursor:not-allowed}.page-actions>span{font-size:11px;color:var(--muted)}.workspace{grid-template-columns:minmax(300px,.85fr) minmax(0,1.5fr);gap:22px}section{padding:18px 20px}.section-title{margin-bottom:14px}.fields{gap:12px}input,select{font-size:19px;padding:9px 6px}select{height:46px;font-size:18px}.input-wrap{margin-top:6px}.presets{margin:10px 0 14px}.loan-summary{padding:12px}.loan-summary strong{font-size:21px}.form-footer{padding:14px 20px}.results{padding:18px;background:#f3f5f2}.result-header{margin-bottom:16px}.payment-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}.payment-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 16px;min-width:0}.payment-card .eyebrow{font-size:9px;margin-bottom:10px}.payment-card h2{font-size:17px;line-height:1.3;min-height:44px}.card-caption{font-size:10px;color:var(--muted);line-height:1.5;min-height:30px;margin:6px 0 16px}.breakdown>div{font-size:11px;line-height:1.5;min-height:46px;align-items:center;padding:8px 0;border-bottom:1px solid #eff2ed}.breakdown>div:first-child{min-height:57px}.breakdown strong{font-size:12px}.card-total{border-top:2px solid #d8e2d8;margin-top:16px;padding-top:14px}.card-total>span{font-size:11px;font-weight:600}.card-total>strong{display:block;font:800 clamp(23px,2.2vw,31px) 'Manrope',sans-serif;letter-spacing:-1px;margin-top:7px}.card-dscr{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:20px}.card-dscr>span{font-size:12px;font-weight:700}.card-dscr small{display:block;font-size:9px;font-weight:400;color:var(--muted);line-height:1.5;max-width:100px;margin-top:4px}.card-dscr>strong{font:800 32px 'Manrope',sans-serif;letter-spacing:-1px;color:var(--green)}.coverage{font-size:9px;line-height:1.5;display:block;margin:14px 0 0;min-height:40px}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px;padding:16px 8px 4px}.comparison span{font-size:11px;font-weight:600;display:block}.comparison strong{display:block;font:800 24px 'Manrope',sans-serif;margin:5px 0}.comparison small{font-size:9px;color:var(--muted);display:block}.io-note{font-size:10px;line-height:1.6;color:var(--muted);margin:18px 8px 0}.understanding{padding:16px 8px}footer{margin-top:24px;padding-top:16px}@media(min-width:1000px){aside{top:16px}}@media(max-width:1000px){.workspace{grid-template-columns:1fr}aside{position:static}.payment-card h2{min-height:0}.brand{max-width:640px}.card-total>strong{font-size:30px}}@media(max-width:540px){header{padding:16px}.brand img{width:100%}main{padding:20px 16px}.intro h1{font-size:31px}.headline-statement{font-size:22px}.page-actions{align-items:flex-start;flex-direction:column;gap:7px}.payment-cards{grid-template-columns:1fr}.results{padding:14px}.payment-card{padding:18px}.card-caption{min-height:0}.breakdown>div,.breakdown>div:first-child{min-height:36px}.coverage{min-height:0}.comparison{gap:12px}.comparison strong{font-size:22px}}
@page{size:letter;margin:10mm}
@media print{*{-webkit-print-color-adjust:exact;print-color-adjust:exact}body{font-family:Arial,sans-serif;font-size:10px}header{padding:0 0 8px}.brand{max-width:420px}.brand img{max-height:70px}main{padding:10px 0;max-width:none}.intro h1{font-size:23px;margin:5px 0}.headline-statement{font-size:16px;margin-top:2px}.intro p{font-size:10px;margin:6px 0 10px}.page-actions,.presets,.form-footer,footer details,.live-dot{display:none!important}.workspace{display:grid;grid-template-columns:1fr;gap:10px}form{display:grid;grid-template-columns:1fr 1fr 1fr;border-radius:8px}form section{padding:10px;border-right:1px solid var(--line);border-bottom:0}.section-title{gap:5px;margin-bottom:8px}.section-title h2{font-size:11px}.step{display:none}.section-title .tag{font-size:7px;padding:3px}.fields{gap:6px}label{font-size:8px}.input-wrap{padding:0 4px;margin-top:3px}input,select{font-size:12px!important;padding:4px!important;height:26px!important;color:#183d30}.input-wrap span{font-size:10px}.loan-summary{padding:7px;margin-top:8px;gap:5px}.loan-summary span{font-size:8px}.loan-summary strong{font-size:13px}.hint,.section-copy{font-size:8px;line-height:1.3;margin:5px 0}.results{padding:12px;border-radius:8px}.result-header{margin-bottom:8px}.payment-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px}.payment-card{padding:12px;break-inside:avoid}.payment-card h2{font-size:14px;min-height:0}.payment-card .eyebrow{margin-bottom:5px}.card-caption{font-size:8px;min-height:0;margin:5px 0 8px}.breakdown>div,.breakdown>div:first-child{font-size:9px;min-height:23px;padding:4px 0}.breakdown strong{font-size:10px}.card-total{padding-top:8px;margin-top:8px}.card-total>strong{font-size:25px}.card-dscr{margin-top:10px}.card-dscr>strong{font-size:27px}.coverage{font-size:8px;min-height:0;padding:5px;margin-top:8px}.comparison{margin-top:8px;padding:8px 4px 0}.comparison strong{font-size:19px}.io-note{font-size:8px;margin:8px 4px 0}.understanding{padding:8px 4px}.understanding strong{font-size:9px}.understanding p{font-size:8px;margin:3px 0}aside{position:static}footer{margin-top:8px;padding-top:8px;font-size:8px;line-height:1.4}.footer-brand{font-size:11px}footer p{margin:4px 0}}

/* Logo flanked by services and contact details */
header{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,1.8fr) minmax(0,1fr);gap:22px;align-items:center}.brand{max-width:none}.header-specialties{font-size:13px;line-height:1.6;font-weight:600;color:var(--dark);max-width:235px}.header-specialties span{display:block;margin-top:6px;font-size:11px;font-weight:400;color:var(--muted)}.header-contact{text-align:right;line-height:1.6}.header-contact>span{display:block;font-size:13px;color:var(--muted)}.header-contact>a{font:800 21px 'Manrope',sans-serif;text-decoration:none;white-space:nowrap}.intro h1{font-size:clamp(21px,3vw,36px);letter-spacing:-1px;line-height:1.3}.headline-inline{font-weight:500}@media(max-width:650px){header{grid-template-columns:1fr 1fr;gap:12px 18px}.brand{grid-column:1/-1;grid-row:1}.header-specialties{font-size:11px}.header-specialties span{font-size:10px}.header-contact>span{font-size:11px}.header-contact>a{font-size:18px}.intro h1{font-size:clamp(15px,4vw,25px);letter-spacing:-.6px}}@media print{header{grid-template-columns:1fr 1.6fr 1fr;gap:12px}.brand{grid-column:auto;grid-row:auto}.header-specialties{font-size:8px}.header-specialties span{font-size:7px}.header-contact>span{font-size:8px}.header-contact>a{font-size:12px}.intro h1{font-size:21px}}

/* Typography matched to monarchepllc.com */
body,input,select,button,.brand span,.loan-summary strong,.ratio,.total,.comparison strong,.card-total>strong,.card-dscr>strong,.header-contact>a{font-family:'Castoro',Georgia,serif}h1,h2,.intro h1,.eyebrow,.footer-brand{font-family:'Castoro Titling',Georgia,serif;font-weight:400}.intro h1{font-size:clamp(17px,2.25vw,28px);letter-spacing:-.6px}.headline-inline{font-weight:400}.payment-card h2{font-size:15px}.section-title h2{font-size:14px}.rate-note{display:block;font-size:10px;font-weight:400;line-height:1.5;color:var(--muted);margin-top:6px}#rate{font-size:12px;padding:8px 3px}.page-actions{margin:16px 0 0}.card-total>strong,.card-dscr>strong,.comparison strong{font-weight:600}input,select{font-weight:400}@media(max-width:650px){.intro h1{font-size:clamp(13px,3.25vw,21px);letter-spacing:-.4px}}@media print{body,input,select,button{font-family:'Castoro',Georgia,serif}.intro h1{font-size:17px}.rate-note{font-size:7px}#rate{font-size:8px!important}.section-title h2{font-size:10px}.payment-card h2{font-size:13px}}
/* Final print action and readable contact number */
.page-actions{background:#e0ebdc;border:1px solid #ceddc8;border-radius:10px;padding:16px 18px;gap:16px;align-items:center}.page-actions>span{color:#284c38;font-size:12px;line-height:1.5}.page-actions button{background:#185741;color:#fff;border:1px solid #185741;box-shadow:none;flex-shrink:0}.page-actions button:hover{background:#103f2e}.header-contact>a{font-family:'Courier New',Courier,monospace;font-weight:400;font-size:21px;letter-spacing:0;font-variant-numeric:lining-nums tabular-nums}@media(max-width:650px){.header-contact>a{font-size:18px}}@media(max-width:540px){.page-actions{align-items:stretch}.page-actions button{text-align:center}}@media print{.page-actions{display:none!important}.header-contact>a{font-family:'Courier New',Courier,monospace;font-size:12px;font-weight:400}}

.footer-contact{display:flex;flex-wrap:wrap;align-items:center;gap:10px 22px;margin-bottom:12px}.footer-contact .footer-brand{font-family:"Castoro Titling",Georgia,serif;font-size:14px;letter-spacing:1px}.footer-contact a{font-size:12px;text-decoration:none}.footer-contact a[href^="tel:"]{font-family:"Courier New",Courier,monospace}@media print{.footer-contact{gap:8px 16px;margin-bottom:6px}.footer-contact .footer-brand{font-size:10px}.footer-contact a{font-size:9px}}
/* Keep down-payment choices legible in every selection state. */
.presets button{display:inline-flex;align-items:center;justify-content:center;min-width:48px;min-height:34px;background-color:#fff;color:#185741;border:1px solid #c8d8cc;font-weight:400;opacity:1}.presets button[aria-pressed="true"]{background-color:#e0ebdc;color:#103f2e;border:2px solid #185741;font-weight:700;box-shadow:inset 0 -2px 0 #185741}.presets button:hover{background-color:#edf3e9;color:#103f2e}.presets button:focus-visible{outline:2px solid #185741;outline-offset:3px}

.presets{flex-wrap:wrap}.presets>span{flex-basis:100%;margin-bottom:2px}.presets button{flex:1 0 44px;min-width:44px;padding:7px 8px}

/* Clear financial figures, with Monarch typography retained for text. */
input,select,.presets button,.loan-summary strong,.breakdown strong,.card-total>strong,.card-dscr>strong,.comparison strong{font-family:"Inter",Arial,sans-serif;font-weight:600;font-variant-numeric:lining-nums tabular-nums;letter-spacing:-.2px}.presets button[aria-pressed="true"]{font-weight:700}@media print{input,select,.presets button,.loan-summary strong,.breakdown strong,.card-total>strong,.card-dscr>strong,.comparison strong{font-family:"Inter",Arial,sans-serif;font-weight:600}}
/* Restrained financial typography */
input,select,.presets button,.loan-summary strong,.breakdown strong,.card-total>strong,.card-dscr>strong,.comparison strong{font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-weight:500;font-variant-numeric:lining-nums tabular-nums;letter-spacing:0}.presets button[aria-pressed="true"]{font-weight:600}.card-total>strong,.card-dscr>strong{font-weight:500;letter-spacing:-.4px}.breakdown strong{font-weight:500}@media print{input,select,.presets button,.loan-summary strong,.breakdown strong,.card-total>strong,.card-dscr>strong,.comparison strong{font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-weight:500}}
.header-contact>a{font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-weight:500;font-variant-numeric:lining-nums tabular-nums;letter-spacing:0}@media print{.header-contact>a{font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-weight:500}}
/* Balanced hierarchy for the payment comparison. */
.header-contact>a{font-size:17px}.payment-card h2{font-family:'Castoro',Georgia,serif;font-size:20px;font-weight:700;line-height:1.3;letter-spacing:0;min-height:52px;color:#183d30;margin:0}.payment-card .eyebrow{color:#6b7972;letter-spacing:1.5px;margin-bottom:8px}.card-caption{margin:8px 0 12px;min-height:30px}.card-total>strong{font-size:26px;font-weight:500;letter-spacing:0;margin-top:6px}.card-total>span{font-size:12px;font-weight:600}.card-dscr>strong{font-size:26px;font-weight:500;letter-spacing:0}.comparison strong{font-size:21px;font-weight:500}.loan-summary strong{font-size:20px}.payment-card{padding:20px 18px}.card-dscr{margin-top:16px}.breakdown strong{font-weight:400}@media(max-width:650px){.header-contact>a{font-size:16px}}@media(max-width:540px){.payment-card h2{min-height:0;font-size:20px}.card-caption{min-height:0}.card-total>strong,.card-dscr>strong{font-size:26px}}@media print{.header-contact>a{font-size:11px}.payment-card{padding:12px}.payment-card h2{font-size:15px;min-height:38px;font-weight:700}.card-caption{font-size:8px;margin:5px 0 8px;min-height:0}.card-total>strong,.card-dscr>strong{font-size:23px}.comparison strong{font-size:18px}.loan-summary strong{font-size:13px}.card-dscr{margin-top:10px}}

.understanding{display:block;margin-top:24px;padding:26px 28px;border:1px solid var(--line);border-radius:10px;background:var(--soft)}.understanding h2{font-family:'Castoro',Georgia,serif;font-size:23px;font-weight:700}.understanding p{font-size:15px;line-height:1.7;color:var(--dark);margin:12px 0}.understanding strong{font-size:inherit}.understanding .formula-rule{font-size:19px;font-weight:700;color:var(--green)}.formula-examples{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:20px 0}.formula-examples[hidden]{display:none}.formula-examples article{background:white;padding:18px;border:1px solid var(--line);border-radius:6px}.formula-examples h3{font-size:17px;margin:0}.formula-examples p{font-family:'Helvetica Neue',Arial,sans-serif;font-size:14px;line-height:1.8;font-variant-numeric:tabular-nums}.formula-examples .formula-result{border-top:1px solid var(--line);padding-top:12px;font-weight:600;font-size:16px}.understanding .formula-note{font-size:12px;color:var(--muted)}@media(max-width:650px){.formula-examples{grid-template-columns:1fr}.understanding{padding:20px}.understanding .formula-rule{font-size:17px}}@media print{.understanding{margin-top:12px;padding:12px;break-inside:avoid}.understanding h2{font-size:16px}.understanding p{font-size:10px;margin:6px 0}.understanding .formula-rule{font-size:12px}.formula-examples{gap:10px;margin:10px 0}.formula-examples article{padding:10px}.formula-examples h3{font-size:12px}.formula-examples p,.formula-examples .formula-result{font-size:10px}.understanding .formula-note{font-size:8px}}
.header-contact-left{text-align:left}.header-contact-left>a{overflow-wrap:anywhere;white-space:normal}